Socio- economic Characteristics of Small Scale Enterprises and Microfinance bank officials in Osun State, Nigeria

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Socio-economic characteristics of a study population constitute significant determinants of results and findings in a survey typed of research. Therefore, this study examined socio-demographic distribution of microfinance bank officials (MFBOs), socio-economic characteristics on small scale entrepreneurs (SSEs) and characteristics of small scale enterprises in Osun State, Nigeria. Descriptive survey design was adopted for this study. Respondents (90 MFBOs and 450 SSEs) were selected based on purposive and simple random sampling techniques. Structured questionnaire was used to generate appropriate data. Descriptive statistics were employed to analyse data. Findings based on socio-demographic profile of the MFB operators revealed male (62.8%), female (37.2%); married (88.5%), others (11.5%) and B.sc holders (70.5%), others (29.5%).  Socio-economic characteristics of SSEs were: male (67.8%) female (32.2%) married (81.8%), others (28.2%) and B.sc/M.sc holders (23%), others (77%).The implication of findings in this study is that there were more men in SSEs and microfinance bank operations than women.